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If you are living on a budget-or once you make your first one-here are some adjustments you can make to free up money for paying off your house early. Use the mortgage payoff calculator and see how fast you can pay off your home! Write down your income, list your expenses, subtract your expenses from your income to make sure you aren’t overspending, then track your spending during the month to make sure you’re staying on target. Now, if you aren’t already making a budget every month, start there. You may have read that last section and thought, But I don’t have any extra money to put toward my house payments! Hang on-you can probably find more money in your budget each month than you realize. With focus and intentionality, you can hit the same goal all by yourself.
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